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Mumbai, India · Available for leadership and advisory roles

Clinton Goveas.

Technology and Digital Product leader with 28+ years shipping products across Fintech, SaaS, Telecom, E-commerce and Consumer Internet.

I started as a software engineer, moved into product, and now lead technology strategy, architecture and governance as Senior Director of Technology at TBX (formerly TransBnk).

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Clinton Goveas headshot
Years shipping tech + product
28+
Companies built into
12
Series B co-built at TBX
$25M
Org-wide AI adoption led in 2026
70%

Currently

Feb 2023 to Present

Senior Director, Technology

TBX (formerly TransBnk) · visit

Mumbai

Lead technology strategy, architecture and governance across the platform. Sit on the AI Governance, Data Governance and Information Security committees. Joined as employee number nine and stayed through $1M Seed, $4M Series A and $25M Series B.

Aug 2026 to Present

Independent Director (Empanelled)

IICA, Indian Institute of Corporate Affairs · visit

India

Empanelled as an Independent Director with IICA. Available for board and governance appointments in India.

About

Tech + product, end to end.

I started as a software engineer, moved into product, and now lead technology strategy, architecture and governance as Senior Director of Technology at TBX (formerly TransBnk).

I bring technical depth in cloud, security and platform engineering alongside hands-on end-to-end Product Management. That pairing is rare at this level. It lets me shape technology and product outcomes together instead of handing them off between functions.

I run iWebz, the company I founded nine years ago. Across three self-service micro-SaaS products I carry product, engineering, cloud, marketing and P&L end to end.

Earlier in my career I helped ship India's first web-based Knowledge Management System, first mobile matchmaking app at Shaadi.com, first GPRS mobile Internet at Loop Mobile and first CDMA Android smartphone at TATA Teleservices. At TBX I joined as employee number nine and saw the company through $1M Seed, $4M Series A and $25M Series B.

Career

28 years, 12 companies, one pair of hands.

From one of India's first web developers to Senior Director of Technology at a Series B fintech. I also run a parallel founder track at iWebz.

  1. Dec 2025 to Present

    TransBnk Solutions (now TBX)

    Senior Director, Technology

    • Created the AI Governance and policy framework. Led Gen AI and agentic AI adoption to 70% of the organisation.
    • Moved developers from Gen AI tools to agentic tools (Claude Code). Took developer adoption to around 90%.
    • Sit on the Data Governance and Information Security committees, which together cover 200+ employees.

  2. Feb 2023 to Dec 2025

    TransBnk Solutions (now TBX)

    Director, Technology

    • Joined as employee number nine. Stayed through $1M Seed, $4M Series A and $25M Series B.
    • Authored the Master Architecture Document. Stood up AI/ML, Solution Design and SRE teams.
    • Moved cloud workloads from Azure to AWS. Built a multi-region setup and Kubernetes on EKS. Rolled out CrowdStrike EDR and Zscaler.
    • Migrated 200+ employees from Google Workspace to Microsoft 365 Enterprise without disrupting operations.
    • Built TransBnk's Super Connected Banking module and the API business framework. Partnered with SBM (State Bank of Mauritius) on their Open Banking API design and integration into the platform. That API line still supports banks, NBFCs and fintechs.

  3. Jun 2017 to Present

    iWebz Retail Pvt Ltd

    Founder and Director, Product and Technology (B2B)

    • Own full P&L and run product, engineering, cloud infrastructure and marketing for three self-service micro-SaaS products.
    • iWebzCloud.com (2020), India's first automated one-click cloud server and hosting platform for SMBs.
    • payMyPage.com (2018), a no-code multi-tenant B2B payment gateway platform.
    • getSSL.in (2017), an automated B2B e-commerce site for SSL certificates from global brands.

  4. May 2012 to Mar 2017

    Sunday Technology Ventures

    CTO and Product Owner (CPTO)

    • Held CTO and Product Owner responsibilities across portfolio companies. Took products from ideation to production.
    • Set up and ran cloud infrastructure on Azure and AWS.
    • Cut costs by 75 lakh over four years by moving development from Windows to Ubuntu Linux. Adopted open-source tooling across the team.
    • Introduced CI/CD pipelines, Agile-Scrum delivery, ReactJS, React Native and Next.js.
    • Shipped Tiger.do, a mobile-first B2B SaaS site builder with a custom chatbot. Delivered SmartAgentConnect, a B2B2C property portal with broker and home seeker apps. Delivered Play Points, a B2B2x loyalty SaaS for small business owners with an SMS-based flow for users without internet. Got the company empanelled with Tech Mahindra as a software services provider.

  5. Sep 2011 to Apr 2012

    TATA Teleservices (Maharashtra)

    Vertical Head, B2B and B2C Large Screen Data Services

    • Developed and ran the launch and go-to-market plan for TATA Photon Max, India's first high-speed CDMA 6X device, across the Mumbai circle.
    • Managed mobile modem and dongle Internet subscription offerings across Prepaid, Postpaid, Enterprise and Offline Retail for the MMRDA region.

  6. Mar 2010 to Aug 2011

    TATA Teleservices

    Sr. Manager, B2C Consumer Voice Marketing and Product

    • Coordinated 22 telecom circle heads, corporate finance, logistics and vendors to clear 73,000+ aged handsets. Netted 1.09 crore for the company and cut storage handling costs by 73 lakh per month. Got the Star of the Month award (Feb 2011).
    • Launched India's first CDMA Android smartphone, the Samsung Galaxy Pop CDMA, in March 2011 with a national go-to-market plan across all 22 circles.
    • Negotiated exclusive UI tweaks with Huawei for the C2830 feature phone. The device sold 389,162 units in six months and brought in over two lakh new TATA Indicom subscribers.

  7. Dec 2008 to Feb 2010

    Loop Mobile (India)

    Sr. Product Manager, Internet Services and BlackBerry

    • Grew Internet services monthly revenue by 39%, from 85.24 lakh in Nov 2008 to 1.18 crore per month by Dec 2009.
    • Launched GPRS mobile data and Internet (non-WAP) for the first time in India at Loop Mobile Mumbai. Led to 100% growth in Prepaid data subscribers.
    • Led a cross-functional product and network initiative to integrate RedKnee OCN on Huawei hardware for prepaid data charging. 30% increase in combined Prepaid revenue.
    • Grew B2B revenue from 25% to 34% via low-cost sachet internet plans for vehicle tracking companies.
    • Managed the BlackBerry partner relationship end to end. Secured early access to flagship devices including the Bold 9700, Curve 9720 and Storm 9500.

  8. Nov 2007 to Apr 2008

    Zapak Digital Entertainment (Reliance ADA Group)

    Sr. Product Manager, Online Casual Games

    • Owned Single Player, Multi Player, Downloadables and Zapak Girls. Together these categories accounted for 32% of revenue and 51% of portal traffic.
    • Grew monthly unique visitors in casual games from 1.1M to 1.75M, and page views from 39M to 58M.
    • Added an intermediate ad page before game load. Increased ad revenue by 15%. Built community and profile features that lifted engagement by 40% and ad revenue by 29%.
    • Created a sponsored contest zone around high-quality casual games. Drove a 20% lift in engagement and an 8% rise in ad revenues.
    • Brought in a content partnership with Warner Bros India to license game titles tied to movie releases at no cost to Zapak.

  9. May 2006 to Oct 2007

    People Interactive (Shaadi.com)

    Sr. Product Manager, Online Matchmaking

    • Built India's first mobile matchmaking app for Shaadi.com using SMS and WAP. Worked with UX and tech teams at People Interactive and Mauj Telecom to take a first-mover position in mobile.
    • Grew the user base by 28%, from 7.8 million to 10 million. The site was named India's Most User-Friendly Website by Juxt Consult in 2007.
    • Added low-cost, high-impact features (community categories, search filters) that improved match quality and quantity by 30%.
    • Integrated Astrolife.com's astrology matching algorithm as a subscription add-on. Created a new revenue stream worth 4 lakh per month.
    • Company-wide ISO 9000:2001 Process Owner for Product Development. Zero non-compliances across three consecutive assessments.

  10. Dec 2002 to Apr 2006

    Ajax Communications

    Project Manager, B2B Software

    • Set up the very first Intranet employee portals for both Tata-AIG General Insurance and Tata-AIG Life Insurance.
    • Managed pre-sales technical consulting and end-to-end delivery for 18 web projects. All delivered within agreed timeframes.

  11. May 2001 to Sep 2002

    B2Offer India (Swiss parent)

    Head, Information Systems

    • Proposed and built a first-of-its-kind Interactive Email Response System for Swiss enterprise clients. Parsed incoming text enquiry emails and sent automated responses.
    • Architected a secure B2B marketplace for Movado Group connecting them with exclusive global suppliers across their supply chain.
    • Saved 10 lakh by switching the Java app server from IBM WebSphere to Pramati after a thorough evaluation.

  12. Apr 2000 to Apr 2001

    Ajax Communications

    Technical Consultant

    • Conceptualised and developed India's first home-grown web-based Knowledge Management System with multiple functional modules.
    • Showcased the product at India's first Knowledge Management conference at Hotel Regency (now Taj Land's End), Mumbai, in 2001.

  13. Jul 1998 to Mar 2000

    Wintech Computers

    Technical Head, Web Development and Faculty, Java

    • Pioneered the Web Development practice at Wintech. Created a new revenue stream for what had been a software training institute.
    • Conducted Java training for individuals and corporates including Tech Mahindra and BlueDart. Centre walk-in conversions lifted from a 5-7% baseline to 20-30%.
    • Revised courseware based on student feedback and secondary research. Over 30% of students were placed internationally.
Selected highlights

A habit of impactful delivery.

Each entry is something I personally led or built, end to end.

2026 · TBX

70% AI / agentic AI adoption at TBX

Created the AI Governance and policy framework. Moved developers from Gen AI tools to agentic tools (Claude Code), reaching around 90% developer adoption. Brought Claude Desktop into non-technical roles.

2025 · TBX

200-employee Google Workspace to Microsoft 365 Enterprise migration

Zero disruption across 200+ employees during a full Google Workspace to Microsoft 365 cutover. Rolled out CrowdStrike EDR and Zscaler to tighten the security posture.

2024 · TBX

Built TBX's AI/ML practice and Kubernetes cloud from zero

Set up the AI/ML, Solution Design and SRE teams. Built Kubernetes on EKS, secure CI/CD pipelines and a multi-region AWS setup. Shipped the API Client Management System used by Sales and Implementation.

2023 · TBX

Super Connected Banking and the SBM Open Banking partnership

Built TransBnk's Super Connected Banking module and the API business framework. Partnered with State Bank of Mauritius on their Open Banking API design and integration into the platform. Still a core revenue line.

2020 · iWebz Retail

Launched iWebzCloud, India's first one-click SMB cloud

Automated one-click provisioning of cloud servers and static web hosting on AWS, built for micro and small businesses in India.

2011 · TATA Teleservices

Launched India's first CDMA Android smartphone

Coordinated a national go-to-market across 22 telecom circles for the Samsung Galaxy Pop CDMA. The related Huawei C2830 ran with exclusive UI tweaks, sold 389,162 units in six months and brought in over two lakh new TATA Indicom subscribers.

2009 · Loop Mobile

Launched India's first GPRS mobile Internet (non-WAP)

Led the cross-functional product and network initiative. 100% growth in Prepaid data subscribers and 39% revenue growth inside a year.

2007 · People Interactive

Built India's first mobile matchmaking app at Shaadi.com

SMS and WAP app built with People Interactive and Mauj Telecom. First of its kind in India. Took a first-mover position in mobile matchmaking.

2001 · Ajax Communications

India's first web-based Knowledge Management System

Conceptualised, built and showcased the product at India's first Knowledge Management conference, held at Hotel Regency in Mumbai.

Micro tools

Small tools I shipped.

Self-service web tools I built and run. Each one solves a specific problem I had, in the simplest way I could.

Aug 2026

Monitor SSL Certificates

Free online tool for small tech teams to monitor SSL and TLS certificate expiry.

Built with OpenCode, Astro, Tailwind, Node, Cloudflare Workers

Open the tool →

Oct 2022

Link Redirection Checker

Free online tool to check where short links are redirecting before clicking.

Built with VS Code, PHP, siteHostel

Open the tool →

See all tools →
Skills

What I do, organised.

Technology Strategy and Governance

  • Technology Strategy
  • Enterprise Architecture
  • AI Governance and Adoption
  • Data Governance
  • Security and Compliance (Fintech)
  • Policy Frameworks
  • Vendor and Cost Management

Platforms and Engineering

  • Cloud and DevOps (AWS, GCP, Azure)
  • Kubernetes (EKS)
  • Microservices and Event-Driven Systems
  • API Platform Engineering and Monetisation
  • FinOps
  • AI/ML Practice

Digital Product Leadership

  • Product Management, end to end
  • 0 to 1 Product Building
  • Open Banking and API Products
  • Centre of Excellence Leadership
  • Team Building and Change Management
  • Stakeholder Influence
  • P&L Ownership
Education

Bachelor of Engineering, Electronics Engineering

A.C. Patil College of Engineering, University of Mumbai

  • · Major: Data Communications and Microcomputer System Design.
  • · Final-year project on SaaS architecture scored highest in class.
Languages
  • English · Fluent
  • Hindi · Fluent
  • French · Conversational
  • Konkani · Conversational
  • Marathi · Basic
  • Arabic · Basic
  • Kannada · Basic
Certifications

Continuous learning.

  • Independent Director Online Proficiency Self-Assessment Test

    Indian Institute of Corporate Affairs (IICA) · 78% score, 1st attempt

    2026

  • Digital Marketing

    Accenture · 100% score

    2022

  • AWS Cloud Practitioner Essentials

    Amazon Web Services

    2021

  • Pen Testing and Ethical Hacking

    Cybrary

    2019

  • Kali Linux Fundamentals

    Cybrary

    2019

  • Marketing Concepts

    Brainbench · Master level

    2006

From colleagues

What people say.

Clinton is a highly proactive and creative person. He has a great interest in the latest web technology and also knows how it can be used effectively for business. He will be a great asset to any company he joins.

Dr. Akhil Shahani

Education Entrepreneur

Clinton is very thorough professional and have a eye for detailing. I have learnt a lot on product development from him.

Amit Gupta

VP Product, Consumer Apps and Web, OYO

One of the most guiding person that I have worked with in my career. Dedicated and smart is what makes him a great person to work with. He can be a great mentor.

Bhavin Mehta

Vice President, Implementation, Global Operations and Support

Clinton is analytical, very thorough in his project management and has an instinctive understanding of internet ecosysytems. He is also very professional and is uncomplicated to work with.

Cherian Varghese

Consultant, Marketing Communications

I've worked closely with Clinton to develop and launch a set of new mobile data and other value added services right from the time mobile data penetration and usage was in the single digits. Clinton demonstrated good foresight coupled with strong execution, and delivered well towards his business goals. I wish Clinton the best in his future endeavours.

Hiren Asudani

Marketing and Strategy, Social Media and Digital, CXO Mentor

I recommend Clinton whole-heartedly. He is a great person to have on your team. He is smart, pro-active, and gets things done, quickly. He is a thorough professional and is highly recommended by me.

Jagdish Shenoy

Head of Content, Training Audit and Training MIS, Edelweiss Tokio Life Insurance

If one is looking out for a person who is perfect for Product designing and marketing, Clinton is the person I will strongly recommend for such a role. He has the unique skill of adjusting product to meet market challenges.

Marazban Bharucha

Managing Director, KAMPZ Consulting

Clinton is a technically strong and conceptually clear product person with a strong background in online products. During his stint with Zapak he contributed to the growth of Zapak.com by making it a robust product. Clinton also is a great team player and a cool colleague to work with. His presence infuses positive energies in the work environment. He is a asset for any organization.

Pranab Punj

Marketer, Advisor, Chief Marketing Officer, Rainshine Global Inc.

Clinton was responsible for deployment of the intranet site at TATA AIG Life and the implementation was an unqualified success. I was specially impressed by his extremely professional attitude, willingness to go beyond the call of duty to get things done and result-orientation. I would strongly recommend Clinton based on our interaction for over 6 months.

Rajesh Ramaswamy

Vice President, iLink Digital

Clinton is without doubt the one person I know who literally breathes technology. He is my goto person whenever there is any tech related issue we need guidance on. We worked closely together 6 years ago where he advised us on which email server to use for the organisation and the type of tech infrastructure to be enabled. Would recommend him highly as he is very entrepreneurial in his approach and great to deal with.

Vinay Chak

Founder, Entrepreneur, Marketer, Investor

Clinton is a capable and talented developer in the internet arena. He can easily comprehend and implement any technology within the entire gamut of today's internet landscape. Moreover, he is a highly competent Internet Product development specialist and has got extensive and in-depth experience in the entire Product Lifecycle development of internet and new media products. A 'must have' player / manager in any internet and/or new media company. He is a gentleman to the core and I can vouch for him and his core technology competencies.

Wilfred Barretto

CTO, Yellow House Consulting Group

Writing

Read my writing on the blog.

I write about technology, product and leadership over on my blog.

Open the blog →
Get in touch

Looking for a senior tech-product leader or an advisor?

I take on leadership and advisory engagements. The fastest way to reach me is LinkedIn.

www.linkedin.com/in/clinton/